Saturday, March 6, 2010

A Payday Loan?

Recently, I received a mailer offering me a short-term loan to cover emergencies. According to the lender, I was “Pre-approved” based on some criterion that they saw on my credit report which indicated to them that I was a good candidate for a loan.

It appears to me that as the government enacts legislations to monitor and govern these financial institutions, they are become more shrewd in their quest for unsuspecting indivituals who may be desperate, thus plunging them into more debt.

Therefore, before you consider applying for a payday loan, take a brief moment to consider your options. Ask yourself if it is really an emergency and if you can afford the loan at this time. Payday loans can be helpful for one-time emergency costs such as medical bills, but are not a good idea for funding unnecessary expenses.

So, if you have evaluated all of your options and decide that an emergency payday loan is right for you, be sure to understand all the costs and terms before you apply. Consider these two points:
  • Shop around for a trusted payday lender that offers lower rates and fees.
  • Borrow only as much as you know you can pay back with your next paycheck.
Now remember that when you get paid, your first priority should be to pay back the loan immediately. Learn more...

Friday, March 5, 2010

Build an A/R Aging Report with Excel

Many small business accountants are experiencing difficulty monitoring their receivables because there is no aged A/R report.

If we take the balance sheet of the business, we will see only one total amount of accounts receivable and will not know what the age of this balance is, that is whether the customers are paying on time and how much days the balance outstanding will remain on the books before payments will be received.

In order to analyze quality of the receivables, their aging is used. It represents grouping of debt from customers into certain groups depending on their age, i.e. debts outstanding for 30 days, 60 days, 90 days and more.

Based on such split we can judge on the quality of accounts receivable,by comparing the age of the major groups with the payment period determined.

In this video Danny Rocks will create an A/R Aging Report in Excel using the total for invoices that are "past due" 1 - 30 days, 31-60 days, etc.



If this tutorial has been of any help to you then please leave a comment and let us know how it has helped you.

Saturday, February 27, 2010

Dramatically Increase Your Collections and Reduce Your Stress

In a shortened version of material available in his Warner Business Books Publication, Running A 21st Century Small Business, businessman, author, Randy W. Kirk JD give some of his recommended do's and don't's of accounts receivable collections.

With over 35 years experience collecting from companies large and small, Kirk offers advice learned in the trenches, not from a classroom. You can find his book at Amazon.com where there are a number of consumer reviews of the book resulting in a 5 star rating. Inc Magazine called an earlier version of this book "One of the three best business books" of that year.



You can reach Kirk for consultation on all matters related to running a small business by emailing at RandyKirk77@Gmail.com or calling 310-920-9649. Based in West Los Angeles California. Marketing Consulting nationwide!

Saturday, April 11, 2009

How to Build & Promote Your Web Pages


Web Design / HTML

  1. Home
  2. Computing & Technology
  3. Web Design / HTML

About "promoting web pages"

Improve Your Page Views - With More Hits
If you build your Web site, you still need to promote it so that people will ... You've got this great Web page, you have all the latest features of DHTML ...
http://webdesign.about.com/od/promotion/a/aa032398.htm
Search Engine Optimization Made Simple: Five Steps to Build Web ...
A target phrase for your Web page should be three things: ... Step Four: Promote Your Page. Make sure that when you announce your page, you use your target ...
http://webdesign.about.com/od/seo/a/aa061305.htm
Promoting Your RSS Feed - All You Need to do is Link to It
rss · validating rss · promoting web pages. Standard feed icon. Image courtesy FeedIcons.com. Writing an RSS feed is possibly the only XML that many Web ...
http://webdesign.about.com/od/rss/a/promote_rss.htm
Promote Your Business - Post Portfolio Screen Shots on Flickr
promoting web pages · web design portfolios · business websites. One way you can promote your portfolio and thus your Web design business for very little ...
http://webdesign.about.com/od/promotion/qt/flickr.htm
Build a Website - How to Build a Website in 7 Steps
Hosting is where you put your website and all the Web pages. ... The easiest way to promote your website is through search engine optimization or SEO. ...
http://webdesign.about.com/od/beforeyoustartawebsite/p/build_website.htm
How to Use RSS on Your Website - Use RSS on Websites for What's ...
RSS is a great way to promote your site and new site content, and a great resource for RSS feeds is a ... See More About: rss · promoting web pages · xml ...
http://webdesign.about.com/od/rss/a/rss_whats_new.htm
Getting Hits on Your Web Site
Some of my favorites are listed on my Promoting Your Web Page net links section. Use meta tags and use them well. Well formed meta tags will get your site ...
http://webdesign.about.com/cs/promotion/a/aabg090199a.htm
What is a Web Robot? How to Handle Robots on Your Site and Server
Robots often visit Web sites, and they can be beneficial to you or possibly harmful. ... See More About: web robots · webbots · promoting web pages ...
http://webdesign.about.com/od/promotion/a/aa020705.htm
Get More Pageviews, Increase Exposure - Take Your Site to the Next ...
pageviews · promoting web pages · online advertising. I've been writing a pageview driven website since 1997, and let me tell you, some days it's really ...
http://webdesign.about.com/od/promotion/a/more_exposure.htm
Every Page is an Entry Page - Search Engines Find More Than Your ...
When you think of every page on your Web site as a possible entry page into your ... For one thing, you'll want to make sure that every Web page has usable ...
http://webdesign.about.com/od/seo/a/aa092106.htm

Saturday, October 25, 2008

Your Source For Generic Medication

Recently, while browsing the net in search of generic medication, I came across the only Online Pharmacy with an “in house” quality control department.

According to information on their website all of their pharmaceutical products passes through stringent quality control before they are shipped.

In addition, they work only with FDA approved manufacturers and, as they put it, their name is your guarantee for quality.

Their unique selling points:

  • Lowest Prices with Price Match Guarantee
  • Toll Free and Online Chat Support 24/7/365
  • Fastest Shipping (compared with their competitors)
  • Guaranteed Delivery or your money back
4 RX.com has been in existence since July 2005, and is one of the most affordable and reliable online pharmacies. They specialize in selling generic versions of top selling pharmaceutical products bought from licensed wholesalers and WHO/GMP approved manufacturers.

They are committed to providing quality generic medications that deliver the results you need. Also, their online generic pharmacy offers the largest selection of medications at truly unbeatable prices.

With 4RX.com, you can be assured you will get the best possible service. Their offer fast shipping, secured shopping cart, dedicated customer support and more!

If you’re looking to earn extra income, their affiliate program allows you to benefit from high commissions and dedicated support; or if you’re looking for a quality supplier, 4RX.com is the place for you; they guarantee it!

Monday, October 13, 2008

Self Help from Self Grow

Self Help from SelfGrowth.com- -SelfGrowth.com is the most complete guide to information about Self Help on the Internet. It is designed to be an organized directory, with articles and references to thousands of other Web Sites on the World Wide Web. Visit this site today!

Saturday, October 11, 2008

New FDIC Deposit Insurance Coverage

Over the past couple of weeks the financial crisis on Wall Street, which has had a ripple effect on other market around the globe, has now been tamed by the collective will of the American government with a temporary adjustment in the FDIC to protect depositors; thus bringing back some confidence in the sector.

Although it will be some time yet before we begin to see and feel the full effect of these measures, it’s a positive move to build confidence in a fragile and fluid market.

Some argue that the government should not get involved, but we must consider that a lot of Retirees have their life’s savings tied up in these failed banks without any other recourse.

This attempt to bring back normalcy will help those who have no alternative but to put their money in the bank. It will also help small businesses that need credit to stay afloat and not go under during these turbulent times.

New Deposit Insurance Limits
It’s now official, on October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, which temporarily increased FDIC deposit insurance from $100,000 to $250,000 per depositor through December 31, 2009.

Basic FDIC Deposit Insurance Coverage Limits*

Single Accounts (owned by one person)

$250,000 per owner**

Joint Accounts (two or more persons)

$250,000 per co-owner**

IRAs and certain other retirement accounts

$250,000 per owner

Trust Accounts

$250,000 per owner per beneficiary subject to specific limitations and requirements**

Corporation, Partnership and Unincorporated Association Accounts

$250,000 per corporation, partnership or unincorporated association

Employee Benefit Plan Accounts

$250,000 for the non-contingent, ascertainable interest of each participant

Government Accounts

$250,000 per official custodian

* These deposit insurance coverage limits refer to the total of all deposits that an accountholder (or accountholders) has at each FDIC-insured bank. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all FDIC requirements are met.

** The legislation authorizing the increase in deposit insurance coverage limits makes the change effective October 3, 2008, through December 31, 2009.

If you have questions about FDIC coverage limits and requirements, please visit http://www.fdic.gov, call toll-free 1-877-ASK-FDIC, or ask a representative at your bank.

Monday, October 6, 2008

Sell The Shovel - Don't Dig For Gold

In an incredible display of rare candor, top Internet marketer Russell Brunson makes public precise details about what it takes to actually succeed in online business...

He shares with us the exact money-making blueprint that he uses everyday to grow his online business to a high six-figures while he was in school full-time, and now well over a seven-figure a year business.

Read below as Russell tells how this amazing and very powerful story “Sell The Shovel - Don't Dig For Gold that has been worth millions of dollars literally changed his life.

“Sam Brannan was a merchant in San Francisco who lived during the Gold Rush days. Everyone in the city was going absolutely bonkers over finding gold...

It was nuts! So, one day, Sam came up with an astonishing idea that would form the basis for the most lucrative lesson any entrepreneur should learn...

He went out and bought all the shovels in San Francisco and set up shop. After he was done hoarding all the shovels, there wasn't a single shovel to be found in the entire city!

Then he grabbed some gold-dust, and ran through the streets like a crazed lunatic yelling...

"There's gold in the American river!
There's gold! There's gold!"

Believe me, this created mass hysteria in the city! Everyone rushed out to buy shovels to dig for gold!

Well...guess who had all the shovels?

As you can imagine, Sam Brennan made a killing selling shovels to this insane mob... way more that he would have ever made if he had set out to dig for gold himself! And that's how Sam became San Francisco's first millionaire...by selling the shovels!!”

Now, there is a powerful, powerful lesson behind this story:

Despite Popular Opinion... You Want To Become A "Shovel Seller!"

Saturday, October 4, 2008

Create The Lifestyle Of Your Dreams

Look and Feel Years Younger

Rejuvenate Worldwide, don't just talk about getting results, they live it! Bringing together a team of the top formulators in the industry with the most successful team of entrepreneurial minds in the business world, have brought to us the next generation of age defying products.

Their world class manufacturing facility uses only top quality natural and organic raw material; that is why their innovative formulas get results!

See and feel the rejuvenating effects of Glycosaminoglycans, Elastin, and Collagen as they firm and tighten your skin. These key ingredients also help to moisturize your skin by increasing your skin's hydration levels, essentially "plumping" the skin to help fill in wrinkles and make you look younger.

Experience the immediate results as you look and feel years younger within minutes. They are committed to helping people stay youthful and vibrant. Read About the Green Approach to Running their Company.

Due to an amazing customer feedback, they are so confident you’ll notice immediate results as well they are willing to let you try it for FREE. Therefore, you have nothing to lose!

Not only are they committed to providing their customers with the absolute best quality products on the market, but they also offer an opportunity for individuals to earn income by becoming a Rejuvenate Worldwide distributor today.

Friday, October 3, 2008

Build Lasting Relationships With Website Visitors

It’s time to build a lasting relationship with visitors to your website. New visitors need special attention. They're your best prospects, and are eager to hear from you.

Nurture these new relationships with a sequence of automatically delivered emails.
  • No manual sending necessary - messages are delivered automatically
  • Welcome new visitors, then drive them back to your website with an unlimited number of follow up messages
  • Answer questions, deliver downloads and provide product information
  • Build subscriber trust and confidence
Learn everything you need to know for a quick and easy setup of your first email marketing campaign. How to set up your list, add messages, and publish a sign up form to your website.

Find out how easy it is to get started with the AWeber email marketing solution using the live video webinar series. The tutorial session covers basic topics like:

  • Creating messages.
  • Where to get pre-written message content.
  • Collecting opt-in subscribers.
  • Adding an opt-in form to your website.
  • Many other easy hints that can make getting started extremely simple.
In a few simple steps you can easily create and schedule email newsletters, using Aweber's pre-designed templates, to be sent automatically; no need to be logged in on the day you want it to be sent.

Build an Effective Follow Up Campaign

It's easy to establish a relationship with your subscribers through an effective opt-in email campaign! Start an effective campaign with an autoresponder and a follow up message.

Setting up an autoresponder message is a key first step to effectively using opt-in email to grow your business. The best emails in the world aren't worth anything if you're not collecting opt-in subscribers.

You will learn:

  • What content to put in your messages.
  • How to set subscriber expectations.
  • How to use personalization to increase response


Start using Aweber today to promote your Internet business; create and publish opt-in forms to your website and send autoresponder email messages using AWeber's web form tool.

Saturday, September 27, 2008

The Stock Market Meltdown - Is Your Investment Safe?

In light of the current financial sector failures, some people have expressed concerns regarding the current stability and solvency of the banking industry and more specifically, regarding the safety of personal funds and investments.

Therefore, We are making available some of the Federal Deposit Insurance Corporation (FDIC) Internet resources that comprehensively address many questions and concerns being expressed throughout the country.

The FDIC has published a brochure titled “When a Bank Fails-Facts for Depositors, Creditors, and Borrowers.” This brochure should comprehensively answer most of the questions and concerns of every Americans and investors in particular.

Here are some questions people are asking:

What Does the FDIC Insure?
The FDIC is a government corporation that insures all deposits at insured banks, including checking and savings accounts, money market deposit accounts, and certificates of deposit (CDs), up to the insurance limit.

How Much Does The Insurance Cover?
The basic insurance amount is $100,000 per depositor per insured bank. Certain retirement accounts, such as Individual Retirement Accounts, are insured up to $250,000 per depositor per insured bank.

How Do I Increase My Insurance Coverage?
Since accounts at different banks are insured separately, the easiest way to increase your coverage is to simply keep less than $100,000 at any one bank. You could have $100,000 each at 500 different
banks, and be insured for $50 million in total.

You may also qualify for more than $100,000 in coverage at one insured bank if a wife and husband own deposit accounts in different ownership categories.

How Do I Know If My Bank Is Insured?
Use the FDIC Bank Find to answer questions like: Is My Bank Insured?
Is My Bank Insured? Where is My Bank's Home (Main) Office Located? What is My Bank's Web Site Address? What Happened to My Bank (Historical List of Events)? Does My Bank have a New Name? Is My Bank Still Open? And More.

What Happens If My Bank Really Fails?

Firstly, the FDIC does not notify people that their bank is about to fail or has failed. The only way for you find out is when your debit card gets denied or you walk up to your bank and it has a new name. Here is a list of banks that have failed since October 2000, that includes a summary how it was handled.

The Finance Buff shares with us what happens when your bank goes out of business. The example given is Metropolitan Savings Bank in Pittsburgh, which the FDIC took over recently.

Example Of A Possible Bank Failure
Here’s a good example of what could happen when a bank fails and the FDIC steps in: The FDIC announced the bank’s takeover on Thursday. By Monday the deposits have been taken over by another bank, the branches were re-opened, and the insured people have access to their money again.

But, out of the $12 million in deposits in the bank, there were 30 account holders with total assets of $1.2 million not insured by the FDIC. Those people are now creditors to the receivership of the failed bank, and must wait as the FDIC liquidates the bank’s remaining assets. The process could be a long drawn out one before you know if you will get any of your money back.

Additional Information:
Request a copy of “Your Insured Deposits,” which provides a detailed discussion on all the ownership categories, or by calling toll free 1-877-275-3342.

Calculate your insurance coverage on-line using the FDIC’s Electronic Deposit Insurance Estimator.


Contact the FDIC - Call toll-free at 1-877-ASK-FDIC (1-877-275-3342) from 8 a.m. until 8 p.m. Eastern Time, Monday through Friday. For TDD call 1-800-925-4618. Learn more about FDIC insurance on-line.


Send your questions by e-mail using the FDIC’s on-line Customer Assistance Form.

Mail your question to:
FDIC
Attn: Deposit Insurance Outreach
550 17th Street, N.W.
Washington, DC 20429-9990




Disclaimer: The content in this document is intended to present available information in a non-technical way and is not intended to be a legal interpretation of FDIC regulations and policies.

Sunday, September 21, 2008

Steps to Success

The true power of the Internet lies in your ability to connect with Millions of people all over the World.


That means there are no limits to the massive number of people that will see your product or service online. In fact, you will start building your business and ultimately your income from the get go with just a few clicks.


Our Business Kit is your GATEWAY to achieving your goals. This is quite unlike any other that you have tried in the past.


It’s not a teaching eBook or a success strategy on how to be successful on the Internet, but rather, it’s a seven step guide to assist you in starting off on the right track towards building a Successful Internet Business.


Yes, there are millions worldwide looking for the right product and service. This means your opportunity to start earning an online income is right in front of YOU.


How? By using these Powerful Internet Tools to attract visitors and generate more sales in less time.


Do you know of any business that would not be interested in generating more sales in less time?


The key thing for you to realize here, is that in the USA alone, the Internet market is over $400 Billion; and since the Internet is a worldwide web your potential market-place is virtually unlimited!


So, what we have done is to create a starter package that allows you to start your own online business, working from home, full or part-time, with absolutely no experience or previous training.


We created this package and stuffed it with everything that you will need to build your income from home with this once in a lifetime income toolkit.


Let me tell you why this kit works so powerfully:


We are working in partnership with a carefully selected group of proven established companies that have a solid track record with Network Marketing and Internet Business success.


We’re offering powerful tools from today’s technology that is needed by literally tens of millions of businesses worldwide, and it's all FREE.


There is no obligation, all we ask is that you just take a look, Do This and Get Rich.


We've got the tools. We'll give you these same tools that we’ve been using to increase traffic and build a successful business.


We've got the experience. We've been doing this for a long time and can show you everything you need to know.


We've got the package. Others are using these same tools to improve their search engine ranking, to increase conversion and build wealth.


Many are using this same package and getting solid results as they work through each step.


The only question is ... will you be the next to take advantage of these incredible Internet tools and begin working toward writing your own success story?


If you’re success minded and are sure that you’re ready to truly do what it takes to succeed in online marketing. Then it's time to get you started with the 7 Steps to Success.

Sunday, September 7, 2008

How to Become A Successful Financially Independent Entrepreneur

I just want to share with you some information that could make a difference in your life forever. There have been an increasing number of people today who are searching the Internet for a way to become financially independent. I have taken the time to address what I believe is the fundamental reason why most are not achieving financial success.

Therefore, if you desire to become a successful entrepreneur and experience financial freedom, then you’ve got to take action to change your outlook on life. Taking action now by being in control of your life’s expectation is a prerequisite to financial freedom.

Do you know that having a job could be seen as an indication that you’ve probably surrendered a lot of your freedom to your employer? Your employer has the authority to determine how much money you make, when you report to work, when to take a lunch break, when you go home, when you get a pay increase, and even when to retire.

Most people see their job from a standpoint of security. But financial security is not something that will simply happen to you one day. It is created and achieved on purpose through consistent actions toward well-defined objectives.

To be a successful entrepreneur you need to have a clearly defined mission. Knowing your mission and being able to execute it, is a critical constituent to the success of your business. It is said, “Until you know where you’re going, you won’t know when you arrived;” you may just be expending all your time and energy on things that are not important.

So, if you lack focus and purpose in your business, you will not likely make any real progress. However, when your mind and heart are focused on the same thing with a clear vision and a mission for success all self-imposed restrictions will begin to fade away.

Every successful entrepreneur aspires to become a millionaire. Therefore, if your intention is to become a millionaire, first work at developing the “millionaire” mindset. Having the right mindset is the first step to getting ahead of the game. It’s your mindset, which begins and ends with your decision to be financially free, that will determine what you do on a daily basis, to receive the right to success and financial freedom.

The right mindset for success is your attitude. The right attitude will release the correct sequence of events to take place in order to move you toward your objective. It will turn your vision, goals and plans into reality. Incidentally, it’s your attitude towards success that determines how many opportunities will come your way as well as which ones you’ll recognize and convert into positive results.

Rich people respect money, treat their money with respect and are not afraid to take risk. Therefore, you too must respect money with every ounce of your fiber. It is true that you will only attract what you respect. You’ve probably heard the saying “money attracts money,” that is a true statement. It takes money to make money, and lots of it.

Most people at a job trade their time for money; they are paid at a given rate per hour. The amount of time that they trade is in direct proportion to the amount of money they make. We equate time with money; therefore, we can safely say that “time is money.” How you treat your time will demonstrate how you’ll treat your money. Respect money, use it wisely, let it work for you and you’ll become a money magnet.

Every minute that passes you by, is gone forever, so act now! Nothing gets done without getting started. Nothing will happen if you live your life on hold. Remember, it’s not what you know that makes a difference; but rather it’s what you do with what you know that counts.

Taking action now, will give you results sooner. Let go of all excuses you’ve always used for not taking action. Make that giant leap forward and seize advantage of the opportunity instead of ignoring it.

If an opportunity requires money and you have none, look at the opportunity as if you actually have the money. Then, if the opportunity looks real and profitable, consider how you could raise the money. There is always more than one way to get the job done.

Most of us do the best we can with what we know, but some of us continue with our old ways knowing that there could be a better way. Why do we do it? It’s because we’re comfortable with our old ways, it’s what we know, and it’s called our comfort zone.

Breaking out of your comfort zone involves risk and can bring up your deepest fears to the fore. But everyone taking that step with a determination to succeed has found that it’s one of the best decisions that they have ever made. Start charting your course to success, now!

Saturday, August 30, 2008

Earn Hits and Free Advertising to almost any Website

Find out how you can maximize your site’s exposure with autosurf Pro. I have found that Auto Surf Pro offers a free advertising, automated marketing website promotion system that is made easy and effortless. Anyone who is looking forward to increasing traffic can join this service and see their profit sore.


They’re a top-rated free auto surf traffic exchange. It’s simple to use, just open a browser and they will do the rest while you watch their member’s sites that require no clicking.


With their automated marketing website promotion network, you can begin earning free site traffic effortlessly right now! While auto surfing member’s sites for credit you can advertise, and also earn hits to your website totally free by watching their fully automated auto surf site rotation.


These are some of the benefits you’ll receive:

  • Get free advertising with an automated marketing and website promotion auto surf system.
  • Earn hits to your site today with their automated auto surf!
  • Get site traffic and hits using resources you already have.
  • Use your Internet connection to autosurf and get free advertising to increase your sales and site exposure.

  • Join this free top rated online automated marketing and website promotion services that are proven to deliver quality traffic and see results sooner. This system works; just set it and literally forget it.

Get the finest automated website traffic available on the Internet today.

Wednesday, August 27, 2008

How to monitor your kid’s use of the Internet without giving away the secret

Are you left in the dark not knowing where your kids have been on the Internet? If your answer is yes, then you now have an opportunity to come into the light with “I am Big Brother.”

If your kids use Yahoo, Hotmail, or AOL for email, they monitor it! See all incoming and outgoing email for Yahoo, Hotmail, AOL web and more. Many programs cannot record incoming web emails, like Hotmail or Yahoo. They do!

Additionally, the user cannot get around “I am Big Brother” by clearing cache or history- it gets EVERYTHING as it happens...including PASSWORDS!

Take back control and see a complete list of all web sites visited with the web page URL, title and time visited. You can double-click on any site to visit while online.

You now have a detective in your very home when you install "I am Big Brother." Another useful feature is to let "I am Big Brother" capture the screen when certain keywords are typed.

If any of the words you setup are typed, "I am Big Brother" will capture the whole screen and save it for later viewing by the parent. This also works for offline programs too!

Everything your child typed online and offline will be saved. All programs opened will be logged also. Find out everything your child is doing on the computer. This includes finding out your child's passwords!

As with all other monitoring software, "I am Big Brother" runs in total secrecy, and is very hard to find. "I am Big Brother" will not slow down your computer, or do anything noticeable to the user. They test many like these, and THIS is the best.

You may wonder how you see the recorded information if it is so hidden...all you do is enter your secret password, and "I am Big Brother" will activate...but only for you! "I am Big Brother" does NOT appear in the START menu, nor will it appear in the CTRL-ALT-DEL Task Manager.

Learn more, visit IamBigBrother NOW!
Welcome to iNet Business Coach the resource Center to help build your business. We Empower Entrepreneurs to Create a Lifestyle of Freedom through the world of Online Marketing. We put power in your hands to leverage technology by providing products and services that enables your business success.